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Club Management Liability Insurance

What is Club Management and Professional Liability Insurance?

When you give your time an energy to a club, you want to make certain you are not risking your personal or the organisation’s financial security. That’s why you need a Management and Professional insurance policy. It provides protection for you and the organisation in the event of legal action.

The insurance addresses exposures/wrongdoings clubs and associations face everyday, including; discrimination, harassments, wrongful termination, inefficient administration or supervision, libel and slander, misrepresentations and employee theft.

Coverage Limits & Excess

Directors & Officers

$10,000,000 (Nil Excess)

Employment Practices

$500,000 ($25,000 Excess)

Commercial Crime

$500,000 ($25,000 Excess)

Directors and Officers Liability - coverage for any wrongful act including a criminal charge, defamation, civil proceeding or fraudulent act.

Employment Practices Liability - includes wrongful dismissal, discrimination or unlawful acts in the workplace. Employee Theft Coverage

Directors and Officers Liability - legal action is taken against the club for defamation of a club member. This came about as a result of information printed in the monthly club newsletter.

Employment Practices Liability - legal action is taken against the club for the unfair dismissal of a senior coach.

Employee Theft Coverage - the club treasurer has been stealing money from the accounts over a period of time and the club now needs to claim losses.

The Directors and Officers and Employment Practices Liability sections of this policy are written on a ‘Claims Made Basis’. This means that coverage is provided for claims that are notified to the insurer during the period of cover.

Who is covered?

All incorporated hockey clubs, affiliations and associations of each State and Territory.

Don't forget

Management & Professional Liability insurance is ONLY available to incorporated entities! If your club is not incorporated, individual committee members run the risk of exposing their home, car and financial assets.

Hot Tip

It is strongly recommended that you implement a programme to ensure that all claims are Identified and notified immediately and within the policy period to avoid the possibility of a claim being denied.